As an adviser, there is nothing worse than being unable to provide your client with the cover that they need.
Being able to provide your clients with cover that will adequately protect them and their family, is what drives us to do what we do. Obtaining terms for clients with a pre-existing medical condition or health issue is something that enables you, as an adviser, to reinforce to your clients that your sole focus is working in their best interests.
If you have exhausted all avenues and are unable to place the required cover, then Special Risk Managers may well be able to help you.
We utilise our years of experience, proprietary methodology and executive level relationships with some of Australia’s leading insurance companies and reinsurance companies to obtain cover for clients who have been unable to obtain it otherwise.
Why Choose Special Risk Managers?
Having received enquiries from over 600 advisers from across the country, our reputation and standing in the ‘high risk’ insurance market is second to none. Our ability to obtain cover for high risk clients never ceases to amaze the advisers that we service. The feeling of seeing your client being appropriately insured, when they thought they wouldn’t be able to, is truly rewarding. If you would like to see feedback from just a handful of the clients we have been able to help, please click here.
The pre-existing conditions for which we have successfully placed cover over the years covers a broad spectrum of illness and disability, including, HIV, Diabetes, Cancers and Heart Disease. If you would like to find out more about some of the pre-existing conditions that our clients have suffered from, and where we have successfully managed to secure them cover, please click here.
As an adviser, we are aware that you are the one who best understands your client’s financial circumstances, needs and objectives and therefore we will act upon your instruction to try and implement the necessary insurance solutions. Once you have advised us of the type and amount of cover your client requires as well as providing us with details of their medical history, we will then utilise our significant resources to try and obtain terms.
When you have nowhere else to turn, call us for a chat. In most cases, we would be able to give you an indication of the likelihood of success. For your referral, we pay a referral fee of 25% of the first year’s annual premium excluding stamp duty and policy fee.