If you’ve recently been diagnosed with Crohn’s Disease, then you may already know how difficult it is to get proper insurance coverage for your condition. Because of its complex and unpredictable nature, most insurance companies hesitate to provide appropriate life insurance for those with Crohn’s Disease. Special Risk Managers, however, can help you by providing the right Crohn’s Disease life insurance and income protection advice and finding the best insurance plan for you.
We specialise in helping high-risk clients (i.e. those considered uninsurable) get the life insurance they need for whatever they’re facing. Because of our expertise and our executive level relationships at many of Australia’s leading insurers, we’re able to provide quality life insurance advice and often help clients get appropriate cover despite their condition or situation.
Crohn’s disease is different for everyone, with symptoms and treatments varying significantly between patients. As a result, the impact that Crohn’s has on your way of life is unique and should be treated as such by the insurer. It is crucial that we take time to understand exactly how Crohn’s impacts your life so that we can accurately determine your options.
Getting Insurance With Crohn’s Disease
Like other people who have serious and chronic diseases, those with Crohn’s Disease usually find it difficult to get reliable life insurance advice and appropriate cover for their condition. And because symptoms and complications can vary significantly depending on its severity, many insurance companies hesitate to provide cover to those with this condition.
If you’ve been trying to get insurance and are tired of being turned down in your applications because of Crohn’s Disease or some other condition, then come see us. We’re the industry leaders in getting Crohn’s disease life insurance coverage for patients with chronic illnesses, helping those who might not be able to get cover otherwise.
Call us today on 1300 66 53 56 or send us your enquiry to [email protected] to get started.
Although finding the right cover for your condition can be difficult, it might not be impossible. At Special Risk Managers, we’ll help you determine your Crohn’s disease life insurance and income protection options you seek.
Call us on 1300 665 356 to get started. We’re experts at helping people find appropriate life insurance, trauma insurance, total & permanent disability cover, and income protection insurance for special and difficult conditions.
The Challenges of Crohn’s Disease
Crohn’s Disease can develop at any age, although it commonly surfaces when patients are young or in their adolescent stages. And while its exact cause is still unknown, some people are thought to be more genetically predisposed to it than others. In fact, if your family has a history of inflammatory bowel disease (IBD), then you may have a higher chance of developing this condition.
There are five main types of Crohn’s Disease that are classified by the part of the digestive tract it affects:
- Ileocolitis
This is the most common type of Crohn’s disease, affecting the colon and the ileum (the lower section of the small intestine). Symptoms for Ileocolitis include diarrhoea, weight loss, and cramps in the lower right abdomen. - Ileitis
Ileitis is a condition characterised by inflammation of the ileum. Its effects are similar to Ileocolitis, with weight loss, diarrhoea, and abdominal cramps as the major symptoms. Aside from this, some inflammatory abscesses may also be present in the lower abdominal region. - Gastroduodenal Crohn’s Disease
Gastroduodenal Crohn’s Disease is a type that affects the stomach and the duodenum, which is the upper part of the small intestine that connects to the stomach. Typical symptoms include nausea, weight loss, and a lack of appetite. In some cases, inflammation can cause the bowel to get blocked, which can also cause vomiting. - Jejunoileitis
Jejunoileitis occurs when the top half of the small intestine (also called the jejunum) becomes inflamed because of this disease. Common symptoms include diarrhoea, abdominal pain, and experiencing cramps after meals. - Crohn’s Colitis
Unlike the other forms of Crohn’s Disease, this type primarily affects the colon. Inflammation in this area can cause symptoms like diarrhoea, skin lesions, and rectal bleeding.
If you or your loved one has Crohn’s Disease, don’t let this condition stop you from getting the cover you need. Our experience and relationships allow us to find Crohn’s disease life insurance policies and plans that best fit your needs and situation, at an affordable price.
Working With Special Risk Managers
When it comes to helping clients get life insurance advice and the cover they need no matter their condition, no one does it better than Special Risk Managers. We’re the industry leaders in this field, and we’re proud to help anyone who needs our service, especially those who have been turned down by most standard insurance companies.
Because we’re experts in providing life insurance advice to “high-risk “clients, we understand better than anyone else the difficulties of applying for life insurance or income protection with Crohn’s Disease.
In fact, we regularly attend to advisors from all over the country who seek our help in finding insurance for their clients. This proves our expertise and long-standing reputation in the industry, displaying our ability to help you no matter your condition.
So don’t let Crohn’s Disease or any other medical condition stop you from getting life insurance. With our help, you’ll get the Crohn’s disease life insurance you need and know what your best options are. Call us today at 1300 66 53 56 to find out how we can help.