Multiple sclerosis (also known as MS) is a degenerative disease of the nervous system in which the body’s immune system attacks the myelin sheath surrounding the nerve fibers in the brain and spinal cord. This results in a loss of motor control and sensation and can lead to paralysis. MS is typically diagnosed in young adults, and the disease progresses over time. There is no cure for MS, but treatments are available to help manage the symptoms.
If you have been
– Diagnosed with MS
– Experienced a relapse of MS symptoms
– Are currently being treated for MS
you may still be able to qualify for life insurance. The amount and type of coverage will depend on the severity of your condition and your overall health.
It is important for us to understand your condition and how it impacts your life so that we can assist in determining your life insurance options.
Multiple Sclerosis in Australia
Multiple sclerosis is a relatively rare disease, affecting around 23,000 people in Australia. The majority of people with MS are diagnosed between the ages of 20 and 40, and the disease is more common in women than men. While there is no cure for MS, treatments are available to help manage the symptoms and slow the progression of the disease.
The Challenges of MS
MS can be a debilitating disease, affecting your ability to work and earn an income. The unpredictable nature of the disease can make it difficult to plan for the future. Many people with MS also experience depression and anxiety due to the challenges of living with a chronic illness.
Fortunately, there are a number of support services available to help people with MS manage the challenges of the disease. These include:
– The National Disability Insurance Scheme (NDIS)
– The Australian Government’s Department of Human Services
The NDIS provides funding for support services and equipment for people with disabilities, including those with MS. Medicare provides funding for medical treatments and services, and the Department of Human Services can provide financial assistance for people with disabilities.
Types of Multiple Sclerosis
There are four main types of multiple sclerosis:
– Relapsing-remitting MS
– Secondary-progressive MS
– Primary-progressive MS
– Progressive-relapsing MS
The most common type of MS is relapsing-remitting MS, which is characterised by periods of symptom flare-ups (relapses) followed by periods of remission. Around 85% of people
Although finding the right cover for your condition can be difficult, it’s not impossible. At Special Risk Managers, we’ll help you find your best life insurance options for multiple sclerosis. We’ll explore your different options and find affordable and comprehensive cover according to the severity of your condition. This way, you’re less likely to pay unnecessary premiums and fees.
Call us on 1300 665 356 to get started. We’re experts at helping patients find appropriate life insurance, trauma insurance, total & permanent disability cover, and income protection insurance for special and difficult conditions.
Whatever your medical condition may be, just talk to our team by calling 1300 66 53 56 and we’ll help you find the most comprehensive and affordable options.