Since we began trading in 2004, we have received enquiries from more than 600 financial advisers as well as many consumers, medical professionals, and others. If you have a query regarding life insurance, please click here.
These enquiries vary greatly, however the vast majority are for people with illnesses such as heart disease, diabetes, depression and obesity.
Below are some of the more interesting or unusual cases that we have encountered. While all the names have been changed to protect our clients’ privacy, each story is true.
R
a 56 year old contruction manager with Type II Diabetes, High Blood Pressure and High Cholestrol
John
a 54 year old company director, who was operated on for testicular cancer at age 28
Tim
a 35-year-old male medical practitioner diagnosed with Type I Diabetes at age 27
Robert
a 44-year-old male, with haemachromatosis, who was also clinically obese and had a raised cholesterol level
Samantha
a 40-year-old female general manager, who is HIV positive.
Bernard
a 59-year-old male with hypertension, atrial tachycardia and high cholesterol, who has also had a multiple vessel coronary artery bypass and a mitral valve replacement.
Gary
a 32-year-old medical practitioner with a history of depression
Warren
a 35-year-old male truck driver with a body mass index of 42 who also spent two years off work recovering from two knee reconstructions
Allan
a 41-year-old medical practitioner who had a meningioma
Chris
a 57-year-old male who had been diagnosed with prostate cancer three years previously and had undergone a radical prostatectomy
Luke
a 63-year-old male who had recently undergone quadruple heart bypass surgery
Travis
a 50-year-old senior public servant with a history of chronic fatigue syndrome
Norman
a 32-year-old business owner with a history of serious intravenous drug abuse
David
a 45-year-old male alcoholic with a history of drug abuse and with elevated liver function readings
Geoff
a 45-year-old male company director who is positive for Hepatitis C
Tracey
a 36-year-old medical practitioner with Type I Diabetes, which was diagnosed at age nine
Fiona
a 42-year-old female who had a history of breast cancer
Scott
a 57-year-old male diabetic with very high blood pressure and a fatty liver, who had also suffered a TIA (Transient ischaemic attack).
Phil
a 36-year-old IT consultant with a history of ulcerative colitis and sleep apnea
Richard
a 55-year-old financial planner with a history of depression
Terry
a 50-year-old lawyer who has had angioplasty
Greg
a 61-year-old male with polycythemia vera who had also an embolic infarction in the right lobe
Isaac
a 35-year-old male with a history of cancer, secondary lymphoedema and nephritis
Roger
a 35-year-old male medical practitioner who is a Hepatitis B carrier
Donald
a 42-year-old male who had a kidney transplant nine years previously
Anne
a 34-year-old female accountant with epilepsy
Get Help With Special Risk Managers
If you’re having difficulty finding life insurance for asthma, let us help you get the options you need. Special Risk Managers specialises in helping patients find life insurance, income protection insurance, trauma insurance, and total & permanent disability cover for a variety of difficult conditions.
We’re also committed to providing the assistance that every client deserves, no matter their condition or situation. Call us today on 1300 665 356 to find out how we can help.